Universal Insurance Holdings of North America (“UIHNA”) is a Delaware domiciled Property and Casualty Insurance Group organized to market Residential Property insurance in North America. UIHNA is a wholly-owned subsidiary of Universal Group (“UG”) in Puerto Rico.

UIHNA combines the reputation and financial strength of UG and the local market presence and experience of the North America staff to bring you Universal Insurance Company of North America and Universal North America Insurance Company.

Universal Insurance Company (UIC) is the top writer of personal lines in Puerto Rico and as one of the leading property and casualty insurance companies, controls over 47% of the personal auto market.

After more than 25 years on the island of Puerto Rico, in 1992, UIC went on to form part of the local insurance group known today as Universal Insurance Group.

Since then, this dynamic organization works continuously on the creation of personal and commercial coverage to insure all your belongings. It is always active in the implementation of the latest technology and quality systems to ensure your total satisfaction.

This passion to offer good service, develop new products and continue innovating is what has made Universal a leader.

Our Property and Casualty Group maintains an “A” (“Excellent”) Financial Stability Rating from A.M. Best, with equity in excess of $300 Million.